CONDITIONS OF DEPOSIT:
1. Deposit terms - 06 months, 12 months, 24 months.
2. Minimum amount of deposit - KZT 20 000, KZT 300, EUR 200.
3. Interest on deposit:
• Paid monthly;
• with capitalization (deduction of accrued interest to the deposit amount).
4. Acceptance of additional contributions - Unlimited.
5. Partial demand - unlimited, while respecting the minimum irreducible balance equal to the minimum amount of deposit.
6. Early termination of bank deposit:
• in case if the actual term is less than 3 months- compensation is not accrued;
• in case if the actual term is more than 3 months, but less than 6 months – the compensation is accrued only for the actual term of saving by fixed interest rate for 6 months saving;
• in case if the actual term is more than 6 months, but less than 12 months – the compensation is accrued only for the actual term of saving by fixed interest rate for 12 months saving;
• in case if the actual term of saving is more than 12 months, but less than 24 months – compensation is accrued for the actual term of saving by fixed interest rate for 24 months saving
7. Prolongation - automatically but with interest rate that will be approved at that time.
8. Conversion of the deposit amount into another currency - is allowed under the current Bank exchange rate on the moment of currency conversion.
9. Interest rates on term deposits of individuals:
6 months
KZT - 7,25 % (effective rate 7,5%)
USD - 0,9 % (effective rate 0,9%)
EUR – 0,3 % (effective rate 0,3%)
12 months
KZT - 8,19 % (effective rate 8,5%)
USD - 1,0 % (effective rate 1,0%)
EUR – 0,3 % (effective rate 0,3%)
24 months
KZT - 8,19 % (effective rate 8,5%)
USD - 1,0 % (effective rate 1,0%)
EUR – 0,3 % (effective rate 0,3%)
Deposits of our clients are insured by Kazakhstan Deposit Insurance Fund.
